Canadian Health + Dental

CANADA - HEALTH & DENTAL 

Canadian Universal Health Care

Differences between Province & geographic area

Basic coverage

- Monthly cost or taken from taxes
- Income, property & goods-sales taxes

Long-wait times & wait lists. Clinic referrals & prescriptions then medical notes for time off work or studies

Clinics versus Emergency area of hospital for appointments

Third party benefits

Employer partial or full coverage
Personal out of pocket

Heath

- Non-covered private or public access health services then upgrades at hospitals if there is a hospital stay

Dental

Co-pay from 0-20% + above insurance coverage

No benefits

Out of pocket costs

Heath

- Non-covered private or public access health services then upgrades at hospitals if there is a hospital stay

Dental

Co-pay from 0-20% + above insurance coverage

Foreign health care options

Rarely covered by insurance benefits or Government controlled Universal & private health or dental

40 Million people leaves a smaller tax base so taxation is often higher for services 

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Average cost for benefits 

$100-165 per month + high taxes income, property & goods + sales unless subsidized by employer 

Amount you pay out of pocket = co-pay

Many items are not covered

Crutches + braces

Multiple items 

Insurance & basic Universal covers health - dental - medications 

RRSP - RDSP + Strategic portfolio for retirement savings fund 

Social assistance + disability assistance programs 

Basic available health + dental care through free to see with basic social security or basic to more advanced insurance options 

Health card in Canada is a form of insurance while third party is also insurance. Health cards cost a lot of money for & per citizen in the system through taxation & third party private sector interests 

International travel health-dental insurance

USA EQUIVALENT AVERAGE 

Lower goods-sales, income & property taxes 

Average premiums $100-650 monthly + co-pay unless subsidized by employer 

401K + Strategic portfolio for retirement savings fund 

Social assistance + disability assistance programs 

International travel health-dental insurance

 

Basic available health + dental care through free to see with basic social security or basic to more advanced insurance options 

USA allows more options to opt in & out plus lower taxes & international options

 

Simularities in different style of wording 

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BASIC EXPECTATIONS FOR CITIZENS 

Each citizen is expected to:

Diet with nutrition + remain hydrated monitoring ones own health daily 

Self inspect body & maintain personal hygiene requirements daily 

Seek annual or semi-annual full physical check ups with blood testing & review of body head to toe including required or suggestive treatment. Free or cost options 

Seek dental cleaning & other concerns every 4-8 monthly & keep oral health in check daily

Practice safe sexual practices & disposal of human bio-wastes in a sanitary way 

Keep shelter to sleep for 6-8 hours safely from climate or man-made & natural hazards or disasters 

Remain educated & connect socially with different interests contributing socially & financially through taxation & voting minding law & geographic appropriate common sense as required daily  

Try to: 

Maintain a work life balance 

Create a legal life & maintain socially, physically & financially 

Be considerate of others simularities & differences in their separate lives or connected separate lives 

CIVIL OR TARGET INJURIES

Person or group caught causing injuries to health or dental should be forced to pay in financial damages for causing rather than taxation Government + private sector insurance pools 

Everything not wilderness costs money even to maintain. Wilderness is owned by a group or person & or Government 

Borders & airspace 

International waters Oceans or Seas have laws

Did your insurance approve of professional fighting?

Minimalize costs while living & working smart with good housekeeping: personal hygiene & diet plus organization & time management. Avoid hazards & man-made + natural disasters while avoiding injuries or death 

Avoid small or collective group conflict or criminal, illegal & fraudulent activity or that where your a target including identity theft & stalkers online + offline 

Screen social circles extensively 

Avoid professional relationships outside of work or work place events 

Basic screening 

Criminal record checks 

Character reference checks 

- Unbiased

- Biased

Social circles + life cycles of experience check 

Past - present on-going checks 

Basic versus privledge spending

Save money & build savings then create investments rather than privilege spending 

Basic you need. Privledge you don't 

Look at free entertainment or that included as a benefit of basics 

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Rothschild - Bennett